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Before your corporation opens a bank account or takes on funding, it has to vote, and the resolution letter is the record of that vote. Most business owners have never written one. This guide shows you how to draft it, who has to be present, how it gets notarized and where it goes in your book of minutes. Then your company runs the way a bank expects a real corporation to run.

Credit unions lend differently than the big banks, and most people never take advantage of that. You’ll learn how credit unions work, how to become a member they take seriously, and how to build a relationship with a lender long before you ask for money. We also cover the data points a lender reads on your file and how to get them in place. By the time you apply for funding, the bank already knows who you are.

Get your very own Corporate Kit, then follow along as we go through every piece inside: stock certificates, the stock ledger, meeting minutes and the corporate seal. You’ll learn what each one is for and how to use it for your own corporation. It’s the paperwork that shows your company is real and properly organized, and banks notice when it’s missing.

This is Derrick’s core teaching from start to finish. It covers credit, corporate structure, business funding, capital deployment and generational wealth systems, taught in the Cred-Corp-Fund order because the order is what makes it work. If you want the whole method in one place, built from 30 years inside banking and finance, start here.

Your business needs its own credit file, separate from yours. This course shows you how to set up the company so lenders can verify it, open tradelines that actually report, and build the payment history your business credit rating comes from. Once that’s in place, you’ll learn how to strengthen the profile and speed it up so it’s ready when you go after funding.

Most people open credit cards and accounts with no real plan, and this course gives you one. You’ll learn which credit tools build the data points a lender reads, like primary tradelines in your own name, and which ones look good but carry little weight, like authorized-user lines. We cover what order to open them in, how your statement dates and balances show up on your report, and why lenders count every inquiry. Then we connect your personal file to your corporation so the two work together when you apply for funding. FICO is just the readout, and this course is the work underneath it.